The Economy website displays the credit card fees details from the National Bank of Egypt.
Credit card fees and tariff
| Items | MasterCard standard / Visa classic / MasterCard EgyptAir | Visa Gold | MasterCard Titanium | MasterCard Manchester United | MasterCard Platinum / Visa Platinum | MasterCard World / Visa Signature | MasterCard World Elite / Visa Infinite |
| Issuance fees | 150 EGP | 250 EGP | 250 EGP | 250 EGP | 500 EGP | 1,000 EGP | 3,000 EGP |
| Renewal fees | 75 EGP | 125 EGP | 125 EGP | 125 EGP | 250 EGP | 1,000 EGP | 3,000 EGP |
| Additional cards issuance & annual fees | 25 EGP | 1 free additional card & 50 EGP for more | 1 free additional card & 50 EGP for more | 1 free additional card & 50 EGP for more | 2 free additional card & 250 EGP for more | Free/100 EGP | Free/100 EGP |
| Replacement cards | 50 EGP | EGP 100 | EGP 100 | ||||
| Cash withdrawal fees (NBE’s ATMs) | 2% with minimum of 10 EGP + interest from withdrawal date | ||||||
| Cash withdrawal fees (ATMs of other local banks) | 2% with minimum of 20 EGP + interest from withdrawal date | ||||||
| Cash withdrawal fees (ATMs of banks abroad) | 3% +30 EGP for each transaction + interest from withdrawal date | ||||||
| Minimum monthly payment | 5% monthly | ||||||
| Secured yearly interest | 22.8% | ||||||
| Un-secured yearly interest | 27% | ||||||
| Grace period | Up to 55 days for purchases only | Up to 57 days for purchases only | |||||
| Over limit | 50 EGP | ||||||
| Late charge | 50 EGP | ||||||
| NBE may change its fees and commissions, provided that NBE should notify the customer by any mean it deems appropriate. | |||||||
Credit cards (primary and supplementary) limits in local currency:
| Transaction | Product | |||||
| Visa Classic / MasterCard Standard / MasterCard Egypt Air | Visa Gold / MasterCard Titanium | Visa Platinum / MasterCard Platinum / MasterCard Manchester United | MasterCard World / Visa Signature | MasterCard World Elite / Visa Infinite | ||
| Purchases | Transaction limit | EGP 20,000 | EGP 50,000 | EGP 250,000 | Card’s credit limit | Card’s credit limit |
| Cash withdrawal | Daily limit | EGP 10,000 | EGP 15,000 | EGP 20,000 | EGP 40,000 | EGP 60,000 |
Credit cards parameters
| Transaction | Product | |||||
| Visa Classic / MasterCard Standard / MasterCard Egypt Air | Visa Gold / MasterCard Titanium | Visa Platinum / MasterCard Platinum / MasterCard Manchester United | MasterCard World / Visa Signature | MasterCard World Elite / Visa Infinite | ||
| Purchases | Maximum limit for each transaction | Full credit limit | ||||
| Maximum daily limit | EGP 20,000 | EGP 50,000 | EGP 250,000 | EGP 350,000 | EGP 450,000 | |
| Maximum monthly limit | EGP 60,000 | EGP 150,000 | Card’s full credit limit | Card’s full credit limit | Card’s full credit limit | |
| Cash withdrawal | Maximum daily limit | EGP 10,000 | EGP 20,000 | EGP 50,000 | EGP 75,000 | EGP 100,000 |
| Maximum monthly limit | EGP 40,000 | EGP 60,000 | EGP 80,000 | EGP 160,000 | EGP 160,000 | |
Transaction limit for purchases in foreign currency is the full credit limit, subject to the daily limit.
Credit card in foreign currency can be reused according to the “maximum monthly limit” during the same month.
If you have more than one NBE credit card, the maximum monthly limit of total usage in foreign currency for all your credit cards is the maximum monthly limit of the highest credit card.
The maximum limit for one transaction in purchases in foreign currency is the full credit limit of the Card.
