Finance without salary transfer from Riyad Bank provides you with easy access to cash to support your aspirations and achieve your goals.
Repayment periods of up to 5 years
Available for Saudis only (bank and affiliate employees only)
Competitive profit margin
Flexible Payment Options
The applicant must be at least 23 years old
Financing without salary transfer only for bank employees
The working period should not be less than one year when applying
Minimum salary 10,000 SAR
The customer’s obligations with Riyad Bank and other entities should not exceed 33% of the total salary
How to submit your application
All you have to do is visit any Riyad Bank branch and prepare the following documents:
Fill out the required forms to finance the Murabaha
Salary details certificate from the employer
Personal Finance Program for Freelancers
Riyad Bank customers who are self-employed can obtain personal finance from Riyad Bank without salary transfer
Compliant with the provisions of Islamic Sharia.
Competitive profit margin.
Quick and easy procedures.
The amount of financing may reach 500,000 riyals.
Exempting the heirs from the amounts due in the event of death
Riyad Bank customers who are self-employed can obtain personal finance from Riyad Bank without salary transfer and with a competitive profit margin.
Business owners/self-employed professionals are as follows
Available to eligible customers for personal finance.
The offer is for Saudi customers, and for non-Saudis for banking customers (Golden, Diamond, and Private Banking).
The customer’s net income is not less than 30,000 riyals
The maximum financing limit is 500,000 riyals.
The minimum financing amount is 50,000 riyals.
Financing tenure of up to 36 months.
The service period is 12 months or more.
Minimum age is 25 years.